---
title: "\"Money Moves to the Next-Gen Wallet: How Tech Is Redefining Personal Finance\""
description: Join our dialogue on money management's future. Learn how technology is reshaping finance with faster transactions and inclusive banking solutions.
---

[SFF 2024 Session Recordings-Payments ](https://39936595.hs-sites.com/sff-2024-session-recordings-payments)

# ["Money Moves to the Next-Gen Wallet: How Tech Is Redefining Personal Finance"](https://39936595.hs-sites.com/sff-2024-session-recordings-payments/sff-2024-videos-payments/money-moves-to-the-next-gen-wallet-how-tech-is-redefining-personal-finance)

 Written by [Singapore FinTech Festival](https://39936595.hs-sites.com/sff-2024-session-recordings-payments/author/singapore-fintech-festival) | Nov 15, 2024 5:00:00 AM

 

The panel discussion explores the transformative impact of AI and technology on personal finance, highlighting key trends, challenges, and future outlooks.

AI and Financial Decision-Making:

- AI is essential for personalising financial advice and making better financial decisions.
- Technologies such as generative AI can improve user experiences and accessibility to financial products and applications.
- AI is viewed as a critical tool for lowering customer acquisition costs and enhancing customer support.

Financial Inclusion:

- Underserved demographics, particularly women, need better financial education and services.
- There is a significant opportunity to use AI and digital tools to improve financial decision-making for these groups.

Challenges and Opportunities:

- Adoption and trust are crucial for the widespread use of financial tools. Impartiality in financial advice is paramount.
- Regulatory, security, and privacy issues are major hurdles that need to be addressed for innovation.

**Future Trends:**

- The panelists envision AI playing a significant role in democratising access to high-quality financial products.
- There is an expected rise of investment co-pilots powered by AI, helping customers make smarter investment decisions. 
- The emphasis is on responsible adoption and balanced technological nudges to guide users.

Conclusion:  
The next few years are expected to bring transformative changes, with more personalised solutions and increased participation in capital markets. A responsible approach to adoption and balanced nudges powered by robust technology will pave the way for the future of personal finance.

 

Watch Full Session

 

Speakers:

- Antonio Separovic, Co-founder & Chief Executive Officer, Oradian
- Christine Yu, Co-founder, Sophia
- Patrick Chan, Head of Asia, Robinhood
- Piruze Sabuncu, Partner, Square Peg
- Wells Vaughan, CTO, Financial Services APAC, SoftServe APAC

 

Moderator:

- Kumar Abhishek, Head - FinTech & Digital Initiatives, TVS Credit Services

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